Hospital uninsured charges and collections

Quoting and more for services and when they are unable to pay. Is this fair?
FRONT STREET: AND COLLECTIONSInstructions
What do you think about the billing and collection policies of to the uninsured? Does this an ethical issue? If so, to which party (or parties)? If you could act as the ultimate authority in this situation, what would you do?

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